Every week we see media coverage surrounding the real and expected effects of the Affordable Care Act. A fundamental change for the American people, with a disastrous rollout understandably causes anxiety and concern. Current coverage focuses on the upcoming Affordable Care Act transition and expected challenges.
The Affordable Care Act requires individuals to enroll in a qualified health care plan by December 23 for a January 1, 2014 effective date. Originally, this deadline required first month premiums to be paid by the December 23 deadline. Last week, the Obama Administration required insurance providers to relax this payment deadline and now requires insurance carriers cover anyone that has signed up by the December 23 deadline and submitted their first premium payment by December 31, 2013 at 11:59 p.m.
The Obama Administration has requested carriers continue to cover prescriptions and other treatments for covered individuals transitioning to a state or federal plan through the transition period. The consequences could be grave for individuals on diabetes, heart or cancer medications seeking to fill their prescriptions or continue their treatment.
We are nowhere near the end of this fundamental change in healthcare for the American people. As the affects of the Affordable Care Act continue to make themselves known, we will continue to process and react to both the good and the bad. We will see changes in our health care experiences. On December 15, USA Today published an article explaining how the Affordable Care Act may provide positive benefits to us as consumers in control of our health care by placing more accountability on health care providers and your satisfaction.
As we navigate this new frontier, it is important to understand how you personally are effected by the changes. We urge you to contact your insurance provider, whether you have been covered with them for years, have recently or will soon enroll with them for coverage and discuss your personal situation.