A Practical Guide to Buying Health Insurance

Did you know that you can still purchase health insurance through private health insurance companies? In fact, private companies provide more plans and work with more providers.  As you may have experienced, rates for plans available at www.healthcare.gov tend to be about 35 – 50% higher than plans available through private companies, which means the subsidies available through healthcare.gov may not impact your families bottom line.

We are advising our clients to shop plans with an December 1, 2013 effective date. Choosing a plan with a 2013 effective date will allow you to lock in you plan for the next 12 months at current rates (depending on the carrier you choose). Remember, if you have a pre-existing condition, you must choose a January 1, 2014 effective date due to the Affordable Care Act’s “Guarantee Issue.”

Through our website or working with a qualified agent, we can quote you private health insurance that meets the requirements of the Affordable Care Act. You can receive an instant, affordable health care quote through our online quoting tool or call one of our agents at 855.533.1776.

Save money and keep your doctors. Shop now for individual health insurance and lock in the best rates.

 

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