As we close out 2013, one can’t help but wonder what will 2014 bring for you? At National Affinity Services, we also anticipate the New Year and what exactly will happen with the Affordable Care Act? In our daily readings a few common concerns continue to rise to the top of the list.
- Are you covered? Will you be able to pick up your prescriptions tomorrow? The Obama Administration has been working directly with several national pharmacies to create a plan to ensure your coverage isn’t interrupted. At this time Walgreens & CVS have agreed to provide medications to individuals that have signed up for health insurance under the Affordable Care Act plans, but have yet to receive their insurance cards. Your best bet is to call your insurance provider, pharmacy and health care providers to best understand your current situation. Healthcare.gov has a blog post on their site with further explanations as well.
- Oops, I haven’t signed up yet? While the law states you must be covered by January 1, 2014 you can still enroll through healthcare.gov through March 31. After March 31, if you do not have health insurance you will be fined up to 1% of your income.
- Can I use my doctors? We are hearing a lot of chatter surrounding which doctors you can visit on the healthcare.gov site plans. If this is important to you, we urge you to review the providers covered before selecting a plan.
As we’ve mentioned before, you do not have to purchase insurance through healthcare.gov. You can view and purchase health insurance right here through our website. On the site, you can view and purchase plans on both the public and private exchanges. There are several benefits to purchasing health insurance through a private exchange some of which include better coverage with more providers offering more doctors and better plans. Through a private exchange you can purchase health insurance after the Open Enrollment ends through the marketplace plans, but you will be fined if you don’t have insurance by this date.
We will continue to bring you updates and translations as they develop! Above all, we wish you a happy and healthy New Year.